PRIVACY POLICY

This privacy policy governs your use of this web site and your use of this web site indicates your acceptance of this privacy policy and the terms and conditions contained here within.

Privacy Policy
This Policy will be reviewed from time to time and any amendments will be incorporated in the updated Policy. The updated Policy will be posted on this web site. Your continued use of this web site indicates your acceptance of the Policy in place at this time.

Information on Website
Secure Cash does not undertake to keep this web site updated. Secure Cash is not liable to you or anyone else if errors occur in the information on this web site or if that information is not up to date.

Email Communication
Any information contained in any email/attachments sent by Secure Cash is confidential and intended for the named recipient/s only. If you are not the intended recipient, you must not use, disclose, read, forward, copy or retain any of the information.  If any e-mail is received in error, please delete it and notify the sender by return e-mail or telephone.

Neither Secure Cash nor the sender accepts any responsibility for any viruses or any other harmful software that may be contained in this e-mail or its attachments.  It is your responsibility to ensure that your systems have adequate protection against viruses or any other harmful software.

Unless otherwise indicated, the views expressed in any email are those of the sender and not of Secure Cash.

Links to other web sites
Secure Cash may provide links to web sites not operated by Secure Cash. These linked sites are not under the control of Secure Cash, and we are not responsible for the privacy practices or content of companies linked to our web site. Before disclosing your personal information on any other web site, we advise you to examine the privacy policies of those web sites.

Intellectual Property Rights
All material contained on this web site is the property of Secure Cash and its affiliates and protected by copyright. Except as permitted by relevant copyright legislation or with the prior written approval of Secure Cash or its affiliates, the material may not be otherwise used, copied, reproduced, published, stored in a retrieval system, altered, transmitted in any form or by any means in whole or in part.

The trademarks appearing on this web site are primarily trademarks of Secure Cash or its affiliates. Other trademarks displayed on this web site are trademarks of their respective owners. The trademarks must not be used or modified in any way without the express written permission of Secure Cash or the relevant affiliate or third party owner.

Disclaimer
Your use of the material contained on this web site is at your sole risk. Any information and data is provided on an as is basis and excludes any warranties which may be excluded by law. Secure Cash reserves to itself the right to change any of the material on this web site at any time.

Limitation of Liability
To the extent permitted by law Secure Cash will not be liable for any direct, incidental, consequential or indirect damages, loss or corruption of data, loss of profits, goodwill, bargain or opportunity or loss of anticipated savings resulting from your access to, or use of, or inability to use this web site and the content, whether based on warranty, contract, tort, negligence or any other legal theory, and whether or not we know of the possibility of such damage. If a jurisdiction does not allow the exclusion or limitation of liability in accordance with this paragraph but allows a limitation of a certain maximum extent then our liability is limited to that extent.

Governing Law
The laws of the Commonwealth of Australia govern this web site. This Website may be accessed throughout Australia and overseas. Secure Cash makes no representations or warranties that the content of this web site complies with the laws (including intellectual property laws) of any country outside Australia. If you access this web site from outside Australia, you do so on your own responsibility and are responsible for ensuring compliance with all laws in the place where you are located.

Personal Information
Secure Cash is committed to the protection of your personal information. Secure Cash has developed its own privacy policy, which is based on Federal and State Privacy Legislation.

This Policy covers all personal information that we hold and includes information we have collected through our outlets, over the phone through our customer service centres and over the internet through our web sites. This Policy also covers personal information that we have sourced from third parties.

Collection
Secure Cash will only collect personal information that is necessary for one or more of its functions or activities.

Secure Cash will only collect personal information by lawful and fair means and will let you know where and how to contact us.

If it is reasonable and practicable to do so, Secure Cash will collect personal information only from you. Where Secure Cash collects personal information about you from someone else, Secure Cash will take reasonable steps to advise you as soon as practicable.

Secure Cash will not collect sensitive information about you unless you have consented to such collection or the collection is required by law.

Where you choose not to provide requested information, Secure Cash will advise you of what impact such non-disclosure may have on providing service to you.

Collection using this web site
When you use this web site, Secure Cash collects personal information, which you provide to us and information about how you use our web site, for example, by registering, making a purchase or posting original content to our site. This information includes your name, home or work address, phone number, e-mail contact and information about the products and services, which interest you. If you contact us, we may also keep a record of that contact.

Use
Secure Cash may use your personal information to:

• Process your orders for our products or services that you place with our Call Centres, web sites, directly with one of our outlets or any other representative of Secure Cash;
• Market (by Secure Cash or affiliates) our products and services which may be of interest to you, unless you inform us not to do so;
• Administer and deal with any issues you raise with us regarding any of our products or services;
• Analyse products and customer services and develop new products; and
• Facilitate Secure Cash internal business operations, including fulfilment of any legal requirements.
• We also use your IP address to help diagnose problems with our server, and to administer our web site. Your IP address is used to help identify you and to gather broad demographic information about you.

Disclosure
Secure Cash may disclose your personal information:

To our agents, contractors or third party service providers that supply products or services to Secure Cash for the purpose of Secure Cash business. For example, your name, address and telephone number may be disclosed to a third party supplier of products or services that relate directly to a complaint that you have made about any of our products or services;

To our affiliates where the information relates to the Secure Cash region operated by the affiliate;

• Where the law requires Secure Cash to do so, or if you consent.
• Personal Information may be disclosed under other circumstances where permitted by the Privacy Act.
• In the course of our business activities, Secure Cash may need to disclose some of your personal information to relevant business partners.

Opt-out
We provide you with choice as to whether we send you information about special products and services in the future, and whether our affiliates, agents or third party service providers send information. You may also change this choice in the future by contacting us with this request, although it may also be necessary to contact any other organisations, which have obtained your information to indicate your choice at this stage.

Cookies
Cookies are pieces of information that a web site transfers to your computer's hard disk for record keeping purposes. Most web browsers are set to accept cookies. Our site uses cookies to deliver content specific to your interests, to save your password so you do not have to re-enter it each time you visit this web site, and for other purposes relating to your transactions on this web site. Cookies also help us estimate our number of users and determine overall traffic patterns through this web site. If you do not wish to receive any cookies, you may set your browser to refuse cookies. However, this may mean you will not be able take full advantage of Secure Cash’s services.

We may also use other technologies such as web bugs to help us collect information about your usage of our web site. Any information we collect is subject to our Privacy Policy.

Data quality
Secure Cash will take reasonable steps to make sure that the personal information it collects uses or discloses is accurate, complete and up to date.

Data security
Secure Cash will take reasonable steps to:

• Protect the personal information it holds from misuse and loss and from unauthorised access, modification or disclosure; and
• Destroy or permanently remove personal information if it is no longer needed for any purpose.

Access and correction
You are entitled, at any time, to request access to your personal information held by Secure Cash and to ask us to change any details that may be incorrect or out of date. No fee will be charged but Secure Cash may charge you the reasonable costs of providing you with copies of the information that you have requested.